IV.	Expense charged to the Profit and Loss Account					Rs.
	a.	Current Service Cost	2,96,67,743
	b.	Interest Cost	3,11,97,324
	c.	(Expected Return on Plan Assets)	(2,85,51,815)
	d.	Actuarial (Gain) / Loss				3,28,85,019
	e.	Total expense charged to the Profit and Loss Account*				6,51,98,271
*	reflected as 'Contribution to Gratuity Fund' under 'MANUFACTURING, SELLING AND ADMINISTRATIVE EXPENSES' on Schedule 15
V.	Percentage of each Category of Plan Assets to total Fair Value of Plan Assets as at 31st March, 2008
	a.	NAV / Interest based schemes with Insurance Companies	56.51%
	b.	Special Deposit Scheme with State Bank of India	31.19%
	c.	Government (Central and State) Securities	5.41%
	d.	Others (including bank balances)	6.89%
VI.	Actual Return on Plan Assets		2,96,77,176
VII.	Principal Actuarial Assumptions as at 31st March, 2008
	a.	Discount Rate (per annum)	8%
	b.	Expected Rate of Return on Plan Assets (per annum)	8%
	c.	Salary Escalation	6%
	d.	Inflation Rate	6%
	The estimates of future salary increases, considered in actuarial valuation, take account of inflation, seniority, promotion and other relevant factors, such as supply and demand in the employment market.
	The expected rate of return on plan assets is based on the portfolio of assets held, investment strategy and market scenario. In order to protect the capital and optimise returns within acceptable risk parameters, the plan assets are reasonably diversified.
	This being the first year of disclosure, previous year figures have not been furnished.
16.	Miscellaneous Income (Schedule 13) includes interest subsidy Rs.2,45,84,660