| 10. | This agreement is governed by the laws of India. The viewer has to agree to the exclusive jurisdiction of the Courts of Kolkata in all disputes arising out of or relating to the use of this website. |
| 11. | Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation of this paragraph. Those who choose to access the website from other locations, can do so on their own initiative and are responsible for compliance with applicable local laws. |
| 12. | None of the terms herein shall affect any of the viewers' statutory rights as a consumer. |
| 13. | All rights not expressly granted herein are reserved. |
